Utah Loan Information

The Annual Percentage Rate (“APR”) for our loans in Utah range from 80% -204% For questions or complaints regarding loans, you may call our customer service at 415-527-0688. If your problem cannot be resolved by speaking with us and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan then you may want to call the Department for regulatory relief, if warranted.

Utah residents may contact the Utah State Department of Financial Institutions at 415-527-0688. Residents of other states may contact the regulatory agencies of the state in which they reside.

Fee Schedule Example for Amortizing Loans with a Loan Origination Fee of 5%

  12
Months

Amount Financed
$500 $1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500
APR 80% $242.05 $726.15 $968.19 $1,210.24 $1,452.29 $1,694.34 $1,936.39 $2,178.44
90% $275.67 $827.00 $1,102.67 $1,378.33 $1,654.00 $1,929.67 $2,205.34 $2,481.00
100% $309.97 $929.92 $1,239.90 $1,549.87 $1,859.85 $2,169.82 $2,479.80 $2,789.77
110% $344.95 $1,034.86 $1,379.81 $1,724.76 $2,069.71 $2,414.66 $2,759.62 $3,104.57
120% $380.58 $1,141.74 $1,522.32 $1,902.90 $2,283.48 $2,664.06 $3,044.64 $3,425.22
130% $416.84 $1,250.51 $1,667.35 $2,084.19 $2,501.03 $2,917.87 $3,334.71 $3,751.54
140% $453.71 $1,361.12 $1,814.83 $2,268.53 $2,722.24 $3,175.95 $3,629.66 $4,083.36
150% $491.17 $1,473.50 $1,964.66 $2,455.83 $2,947.00 $3,438.16 $3,929.33 $4,420.49
160% $529.20 $1,587.59 $2,116.78 $2,645.98 $3,175.17 $3,704.37 $4,233.56 $4,762.76
170% $567.77 $1,703.32 $2,271.10 $2,838.87 $3,406.65 $3,974.42 $4,542.20 $5,109.97
180% $606.88 $1,820.65 $2,427.54 $3,034.42 $3,641.31 $4,248.19 $4,855.08 $5,461.96
190% $646.50 $1,939.51 $2,586.02 $3,232.52 $3,879.03 $4,525.53 $5,172.04 $5,818.54
200% $686.62 $2,059.85 $2,746.46 $3,433.08 $4,119.70 $4,806.31 $5,492.93 $6,179.54
204% $702.79 $2,108.38 $2,811.17 $3,513.97 $4,216.76 $4,919.55 $5,622.35 $6,325.14

 

  24
Months

Amount Financed
$500 $1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500
APR 80% $515.84 $1,547.53 $2,063.37 $2,579.21 $3,095.06 $3,610.90 $4,126.74 $4,642.58
90% $592.60 $1,777.80 $2,370.40 $2,963.00 $3,555.61 $4,148.21 $4,740.81 $5,333.41
100% $671.59 $2,014.76 $2,686.35 $3,357.93 $4,029.52 $4,701.11 $5,372.69 $6,044.28
110% $752.64 $2,257.92 $3,010.55 $3,763.19 $4,515.83 $5,268.47 $6,021.11 $6,773.75
120% $835.60 $2,506.79 $3,342.39 $4,177.99 $5,013.58 $5,849.18 $6,684.78 $7,520.38
130% $920.31 $2,760.92 $3,681.23 $4,601.54 $5,521.85 $6,442.15 $7,362.46 $8,282.77
140% $1,006.62 $3,019.86 $4,026.48 $5,033.10 $6,039.72 $7,046.34 $8,052.96 $9,059.58
150% $1,094.39 $3,283.18 $4,377.57 $5,471.96 $6,566.35 $7,660.74 $8,755.13 $9,849.53
160% $1,183.49 $3,550.47 $4,733.95 $5,917.44 $7,100.93 $8,284.42 $9,467.91 $10,651.40
170% $1,273.78 $3,821.35 $5,095.13 $6,368.92 $7,642.70 $8,916.48 $10,190.26 $11,464.05
180% $1,365.16 $4,095.47 $5,460.63 $6,825.79 $8,190.95 $9,556.11 $10,921.26 $12,286.42
190% $1,457.50 $4,372.51 $5,830.02 $7,287.52 $8,745.02 $10,202.53 $11,660.03 $13,117.54
200% $1,550.72 $4,652.16 $6,202.88 $7,753.60 $9,304.32 $10,855.04 $12,405.76 $13,956.48
204% $1,588.23 $4,764.69 $6,352.92 $7,941.15 $9,529.38 $11,117.61 $12,705.84 $14,294.07

 

  36
Months

Amount Financed
$500 $1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500
APR 80% $830.29 $2,490.87 $3,321.16 $4,151.45 $4,981.74 $5,812.03 $6,642.32 $7,472.61
90% $957.90 $2,873.70 $3,831.60 $4,789.50 $5,747.40 $6,705.30 $7,663.20 $8,621.10
100% $1,089.06 $3,267.19 $4,356.26 $5,445.32 $6,534.39 $7,623.45 $8,712.52 $9,801.58
110% $1,223.30 $3,669.91 $4,893.21 $6,116.51 $7,339.82 $8,563.12 $9,786.42 $11,009.72
120% $1,360.18 $4,080.53 $5,440.70 $6,800.88 $8,161.05 $9,521.23 $10,881.40 $12,241.58
130% $1,499.29 $4,497.86 $5,997.15 $7,496.44 $8,995.73 $10,495.02 $11,994.30 $13,493.59
140% $1,640.29 $4,920.88 $6,561.17 $8,201.46 $9,841.76 $11,482.05 $13,122.34 $14,762.63
150% $1,782.88 $5,348.65 $7,131.54 $8,914.42 $10,697.31 $12,480.19 $14,263.08 $16,045.96
160% $1,926.80 $5,780.40 $7,707.21 $9,634.01 $11,560.81 $13,487.61 $15,414.41 $17,341.21
170% $2,071.82 $6,215.46 $8,287.27 $10,359.09 $12,430.91 $14,502.73 $16,574.55 $18,646.37
180% $2,217.75 $6,653.24 $8,870.98 $11,088.73 $13,306.47 $15,524.22 $17,741.96 $19,959.71
190% $2,364.42 $7,093.27 $9,457.69  $11,822.11 $14,186.53 $16,550.95 $18,915.38 $21,279.80
200% $2,511.71 $7,535.14 $10,046.86 $12,558.57 $15,070.29 $17,582.00 $20,093.72 $22,605.43
204% $2,570.78 $7,712.34 $10,283.11 $12,853.89 $15,424.67 $17,995.45 $20,566.23 $23,137.01

 

  48
Months

Amount Financed
$500 $1,500 $2,000 $2,500 $3,000 $3,500 $4,000 $4,500
APR 80% $1,175.65 $3,526.95 $4,702.60 $5,878.25 $7,053.90 $8,229.54 $9,405.19 $10,580.84
90% $1,357.73 $4,073.18 $5,430.91 $6,788.63 $8,146.36 $9,504.09 $10,861.81 $12,219.54
100% $1,543.84 $4,631.52 $6,175.36 $7,719.20 $9,263.04 $10,806.88 $12,350.72 $13,894.56
110% $1,733.16 $5,199.48 $6,932.63 $8,665.79 $10,398.95 $12,132.11 $13,865.27 $15,598.43
120% $1,925.00 $5,774.99  $7,699.98  $9,624.98 $11,549.97  $13,474.97 $15,399.96 $17,324.96
130% $2,118.79 $6,356.37 $8,475.16 $10,593.95 $12,712.74 $14,831.53 $16,950.32 $19,069.11
140% $2,314.09 $6,942.28 $9,256.37 $11,570.47 $13,884.56 $16,198.65 $18,512.75 $20,826.84
150% $2,510.55 $7,531.66 $10,042.21 $12,552.76 $15,063.31 $17,573.86 $20,084.41 $22,594.97
160% $2,707.89 $8,123.67 $10,831.56 $13,539.45 $16,247.34 $18,955.23 $21,663.12 $24,371.01
170% $2,905.89 $8,717.68 $11,623.57 $14,529.47 $17,435.36 $20,341.25 $23,247.14 $26,153.04
180% $3,104.40 $9,313.20 $12,417.60 $15,521.99 $18,626.39 $21,730.79 $24,835.19 $27,939.59
190% $3,303.28 $9,909.85 $13,213.13 $16,516.41 $19,819.69 $23,122.97 $26,426.26 $29,729.54
200% $3,502.45 $10,507.35 $14,009.79 $17,512.24 $21,014.69 $24,517.14 $28,019.59 $31,522.04
204% $3,582.18 $10,746.53 $14,328.71 $17,910.89 $21,493.07 $25,075.24 $28,657.42 $32,239.60
Disclosures

LoanMart may act as the broker for the loan and may not be the direct lender. Loan proceeds are intended primarily for personal, family and household purposes. LoanMart does not offer or service student loans. California loans are made or arranged pursuant to a California Financing Law License. See State Disclosures for additional disclosures.

1Credit approval is subject to LoanMart’s credit criteria standards. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by applicant. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.

2Based on consumers who received a loan from February 2002 to October 2018.

3Application processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing, prior to 5PM PST on a business day.

4To exercise the right to rescind, the consumer(s) must notify LoanMart in writing by midnight on the sixth calendar day from obtaining the loan. Within one business day from notice of rescission, the consumer(s) must return any monies received and fees paid on behalf of the consumer(s) by certified funds.

5LoanMart recommends and encourages customers to pay early and often and more in order to avoid additional finance charges.

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LoanMart is a responsible lender and takes its legal responsibilities seriously. Questions? Customersupport@800loanmart.com or call 855-399-2261.